Last updated: March 2026
Acceptance
By downloading or using Lode, you agree to these terms. If you disagree, please don't use the app.
What Lode Is
Lode is a personal finance tracking tool. It is designed to help you organize and visualize your finances. It is not a bank, financial advisor, or accounting service. Lode requires iOS 18 or later. Some features, including AI-powered insights and the smart assistant, require a premium subscription.
Your Data
You are solely responsible for the accuracy of data you enter. Lode does not store your data on our servers. Sync and backup are handled by Apple's iCloud.
No Financial Advice
Nothing in Lode constitutes financial, legal, or investment advice. All insights and statistics are based solely on data you manually enter. Lode uses AI to provide insights and assist with data entry. AI-generated content is informational only and may contain errors.
Premium Subscription
Premium features are available via a paid subscription managed by Apple. Payments, refunds, and cancellations are handled through your Apple ID settings. We do not process payments directly.
Limitation of Liability
Lode is provided as-is. We are not liable for any financial decisions made based on data shown in the app, or for any data loss due to device failure or accidental deletion.
Changes
We may update these terms. Continued use of the app means you accept the updated terms.